Insurance Plan Comparisons

Choosing the right plan shouldn’t be complicated. That’s why we’ve created a clear, side-by-side comparison of our benefits to help you find the perfect fit for your needs.

Here, you’ll easily see the key features, coverage options, and perks each plan offers—all in one convenient place. Whether you’re looking for comprehensive protection, budget-friendly choices, or premium benefits, our comparison table makes decision-making simple.

This is just one example of the in-depth comparisons we provide to our policyholders—completely free of charge. As experts in this field, we’re committed to helping you make informed decisions with confidence.

Inpatient annual limit plan A
Inpatient annual limit plan B
Inpatient annual limit plan C
Inpatient annual limit plan D
Bed or ward type plan A
Bed or ward type plan B
Bed or ward type plan C
Bed or ward type plan D
Pre-hospitalization number of days
Post-hospitalization number of days
Panel GP annual limit plan A
Panel GP annual limit plan B
Panel GP annual limit plan C
Panel GP annual limit plan D
Non-panel GP annual limit plan A
Non-panel GP annual limit plan B
Non-panel GP annual limit plan C
Non-panel GP annual limit plan D
Panel specialist annual limit plan A
Panel specialist annual limit plan B
Panel specialist annual limit plan C
Panel specialist annual limit plan D
Non-panel specialist annual limit plan A
Non-panel specialist annual limit plan B
Non-panel specialist annual limit plan C
Non-panel specialist annual limit plan D
Outpatient physiotherapy plan A
Outpatient physiotherapy plan B
Outpatient physiotherapy plan C
Outpatient physiotherapy plan D
Outpatient traditional Chinese medicine plan A
Outpatient traditional Chinese medicine plan B
Outpatient traditional Chinese medicine plan C
Outpatient traditional Chinese medicine plan D
Outpatient chiropractor plan A
Outpatient chiropractor plan B
Outpatient chiropractor plan C
Outpatient chiropractor plan D
Panel routine dental treatment plan A
Panel routine dental treatment plan B
Panel routine dental treatment plan C
Panel routine dental treatment plan D
Non-panel routine dental treatment plan A
Non-panel routine dental treatment plan B
Non-panel routine dental treatment plan C
Non-panel routine dental treatment plan D

AIA PIM

$500,000
$750,000
$1,000,000
$2,000,000
Standard Single Bed Private-Room
Standard Single Bed Private-Room
Standard Single Bed Private-Room
Standard Single Bed Private-Room
120 days
120 days
As Charged
As Charged
As Charged
As Charged
$1,500
$3,000
$5,000
$10,000
As Charged
As Charged
As Charged
As Charged
$2,000
$4,000
$5,000
$10,000
$2,000
$4,000
$5,000
$10,000
As Charged
As Charged
As Charged
As Charged
-
-
-
-
$500
$1,000
$1,500
$2,500
-
-
-
-

AIA Flexi Vital Care Plus Brochure (Oct_Fillable)

$15,000
Per Disablity
$20,000
Per Disablity
$25,000
Per Disablity
$250,000
Per Policy Year (for item 1b to 8, 10 & 11)
Private 4 Bed
Private 2 Bed
Private 1 Bed
Private 1 Bed
90 days
90 days
As Charged
Unlimited Visits
No Co-pay
As Charged
Unlimited Visits
With Co-pay
-
-
$30 Per Visit
No Co-pay
$30 Per Visit
With Co-pay
-
-
$800
Per Policy Year
$1,000
Per Policy Year
$1,500
Per Policy Year
$2,000
Per Policy Year
$800
Per Policy Year
$1,000
Per Policy Year
$1,500
Per Policy Year
$2,000
Per Policy Year
$800
Per Policy Year
$1,000
Per Policy Year
$1,500
Per Policy Year
$2,000
Per Policy Year
As Charged,
Up to 6 Visits
No copay
As Charged,
Up to 6 Visits
With copay
-
-
-
-
-
-
Cashless
-
-
-
$15
-
-
-

SingLife My Benefits Plus

(Govt/Restruc)
$15,000 Maximum Limit per disability (excluding R&B, ICU, HDW & ICA)
(Govt/Restruc)
$20,000 Maximum Limit per disability (excluding R&B, ICU, HDW & ICA)
(Private)
$15,000 Maximum Limit per disability (excluding R&B, ICU, HDW & ICA)
(Private)
$20,000 Maximum Limit per disability (excluding R&B, ICU, HDW & ICA)
(Govt/Restruc)
4-Bedded
$10,000
(Govt/Restruc)
1-Bedded
$10,000
(Private)
4-Bedded
$10,000
(Private)
2-Bedded
$10,000
120 days
120 days
As charged
As charged
As charged
As charged
Not Applicable
$35 Per Visit Per Day
Not Applicable
$35 Per Visit Per Day
$1000
Per Policy Year
$1000
Per Policy Year
$1500
Per Policy Year
$1500
Per Policy Year
$1000
Per Policy Year
$1000
Per Policy Year
$1500
Per Policy Year
$1500
Per Policy Year
$1000
Per Policy Year
$1000
Per Policy Year
$1500
Per Policy Year
$1500
Per Policy Year
Not Applicable
$35 Per Visit Per Day
Max 6 visits per policy year
Not Applicable
$35 Per Visit Per Day
Max 6 visits per policy year
-
-
-
-
$200 Cashless visits to panel dental clinics
$500 Cashless visits to panel dental clinics
$800 Cashless visits to panel dental clinics
-
$200
$500
$800
-

Tokio Marine Five Plus

Annual Policy Limit S$100,000
$25,000
Maximum Per Disability (S$)
(Limits apply as per disability basis, unless otherwise stated)
$20,000
Maximum Per Disability (S$)
(Limits apply as per disability basis, unless otherwise stated)
$15,000
Maximum Per Disability (S$)
(Limits apply as per disability basis, unless otherwise stated)
Private Hospital
1 bed
$450 per day
(Max 120 days)
$300 per day
(Max 120 days)
$200 per day
(Max 120 days)
90 days
90 days
Plan 1
As charged
Plan 2
As charged
-
-
S$30 max. per visit
Not Applicable
-
-
Plan 1
S$1,000 for item (1) to (3)
Plan 2
S$600 for item (1) to (3)
-
-
Plan 1
S$1,000 for item (1) to (3)
Plan 2
S$600 for item (1) to (3)
-
-
Plan 1
S$300
Plan 2
S$300
-
-
-
-
-
-
-
-
-
-
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $200
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $160
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $120
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $80
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $200
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $160
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $120
Part of Wellness Benefit (Dental, Vaccination and Health Screening) $80

Great Eastern Employee Benefits Plus

$100,000
per Policy Period
$25,000
per disability
$20,000
per disability
$15,000
per disability
1 Bed Private
1 Bed Private
2 Bed Private
4 Bed Private
90 days
90 days
Plan 1 (Copay Nil)
As charged
Plan 2 (Copay $5)
As charged
-
-
Plan 1 (Copay Nil)
$35 per visit
Plan 2 (Copay $5)
$35 per visit
-
-
As Charged
As Charged
As Charged
As Charged
$2,000
per policy period
$1,000
per policy period
NA
NA
$2,000
per policy period
$1,000
per policy period
$2,000
per policy period
$1,000
per policy period
Plan 1 (Copay Nil) $30 per visit
(Max 6 visits per policy period)
Plan 2 (Copay $5) $30 per visit
(Max 6 visits per policy period)
-
-
-
-
-
-
Plan 1
(Co-insurance Nil) As Charged at Panel Dental Clinics only
Plan 2
(Co-insurance 20%) $500 per policy period at any dental clinic
-
-
Not admissible
Plan 2
(Co-insurance 20%) $500 per policy period at any dental clinic
-
-

Great Eastern Platinum Benefits

$500,000
$300,000
$150,000
-
1 Bed Private Standard
1 Bed Private Standard
1 Bed Private Standard
-
120 days
120 days
As Charged
-
-
-
$40 per visit
-
-
-
As Charged
As Charged
-
-
$3,000 per policy period (Items b & c)
$2,000 per policy period (Items b & c)
-
-
$3,000 per policy period (Items d & e)
$2,000 per policy period (Items d & e)
-
-
$30 per visit
(Max 10 visits per policy period)
-
-
-
$3,000 per policy period (Items d & e)
$2,000 per policy period (Items d & e)
-
-
As Charged (Cashless at Panel Dental Clinics)
-
-
-
As Charged
-
-
-

HSBC Benefits plus business brochure

$250,000
$100,000
$60,000
$30,000
1 bed or 4 bed ward type
1 bed or 4 bed ward type
1 bed or 4 bed ward type
1 bed or 4 bed ward type
120 days
120 days
Plan 1 (Copay-Nil) As charged
Plan 2 (Copay-$10 per visit) As charged
-
-
Plan 1 (Copay-Nil) S$30 per visit
Plan 2 (Copay-$10 per visit) S$30 per visit
-
-
S$1,500
S$1,000
S$1,000
-
S$1,500
S$1,000
N/A
-
S$1,000
S$500
S$500
-
Plan 1 (Copay-Nil) S$50 per visit
(max. 6 visits per year)
Plan 2 (Copay-$10 per visit) S$50 per visit (max. 6 visits per year)
-
-
S$1,000
Part of Physiotherapy
S$500
Part of Physiotherapy
S$500
Part of Physiotherapy
-
S$1,000
S$500
-
-
$1000
S$500
-
-

Allianz Summit TOB

USD $ 1,750,000
USD $ 2,500,000
USD $ 4,000,000
USD $ 5,000,000
Private room
Private room
Private room
Private room
Pre-hospitalisation tests: Covered when they are needed in the 72 hours before in-patient or day-care treatment
90 days
(x) Not available.
US$ 5,000 Did not specify Panel/Non-panel
US$ 15,000 Did not specify Panel/Non-panel
Covered in full, up to the maximum plan limit Did not specify Panel/Non-panel
(x) Not available.
US$ 5,000 Did not specify Panel/Non-panel
US$ 15,000 Did not specify Panel/Non-panel
Covered in full, up to the maximum plan limit Did not specify Panel/Non-panel
(x) Not available.
US$ 5,000 Did not specify Panel/Non-panel/GP/SP
US$ 15,000 Did not specify Panel/Non-panel/GP/SP
Covered in full, up to the maximum plan limit Did not specify Panel/Non-panel/GP/SP
(x) Not available.
US$ 5,000 Did not specify Panel/Non-panel/GP/SP
US$ 15,000 Did not specify Panel/Non-panel/GP/SP
Covered in full, up to the maximum plan limit Did not specify Panel/Non-panel/GP/SP
(x) Not available.
US$ 1,500
US$ 2,000
Covered in full, up to the maximum plan limit
(x) Not available.
US$ 300
US$ 750
US$ 1,500
(x) Not available.
US$ 1,500
US$ 2,000
US$ 4,000
X Not available
US$ 750
Did not specify Panel/Non-panel
US$ 1,000
Did not specify Panel/Non-panel
US$ 1,500
Did not specify Panel/Non-panel
X Not available
US$ 750
Did not specify Panel/Non-panel
US$ 1,000
Did not specify Panel/Non-panel
US$ 1,500
Did not specify Panel/Non-panel

Sompo NowHealth Worldcare Companies Brochure

SGD $3.9M
SGD $4.55M
SGD $5.2M
SGD $5.85M
Hospital room restriction in Singapore
Hospital room restriction in Singapore
Hospital room restriction in Singapore
Hospital room restriction in Singapore
15 days (pre-operative) Plan A Up to maximum of S$2,600 Plan B C D Full refund
30 days Plan A Up to maximum of S$2,600 Plan B C D Full refund
(i) GP Fees and (ii) Teleconsult Up to USD 5,000/SGD 6,500
Full refund
Full refund
Full refund
(i) GP Fees and (ii) Teleconsult Up to USD 5,000/SGD 6,500
Full refund
Full refund
Full refund
Fully covered as part of GHS
Fully covered as part of GHS
Fully covered as part of GHS
Fully covered as part of GHS
Fully covered as part of GHS
Fully covered as part of GHS
Fully covered as part of GHS
Fully covered as part of GHS
(i) Up to 5 sessions within 30 days after hospitalisation
(i) Full refund up to a maximum 30 sessions
(i) Full refund
(i) Full refund
(iii) Not covered
(ii) and (iii) Full refund up to a maximum of 30 visits
(ii) and (iii) Full refund
(ii) and (iii) Full refund
(ii) Not covered
(ii) and (iii) Full refund up to a maximum of 30 visits
(ii) and (iii) Full refund
(ii) and (iii) Full refund
(i) Not covered
(i) Not covered
(i) Up to USD 1,000/SGD 1,300
(i) Up to USD 1,500/SGD 1,950
(i) Not covered
(i) Not covered
(i) Up to USD 1,000/SGD 1,300
(i) Up to USD 1,500/SGD 1,950

Henner Care & Health

SGD $6M
SGD $6M
SGD $6M
SGD $6M
Standard private room
Standard private room
Standard private room
Standard private room
90 days
90 days
Nil
Fully covered
Fully covered
Fully covered
Nil
Fully covered
Fully covered
Fully covered
Nil
Fully covered
Fully covered
Fully covered
Nil
Fully covered
Fully covered
Fully covered
Nil
Up to SGD 100 / session Max 10 sessions
Up to SGD 200 / session Max 15 sessions
Up to SGD 250 / session Max 20 sessions
Nil
Up to SGD 100 / session Max 5 sessions
Up to SGD 200 / session Max 10 sessions
Up to SGD 250 / session Max 20 sessions
Nil
Up to SGD 100 / session Max 5 sessions
Up to SGD 200 / session Max 10 sessions
Up to SGD 250 / session Max 20 sessions
Up to SGD 400
Up to SGD 800
Up to SGD 1 500
-
Up to SGD 400
Up to SGD 800
Up to SGD 1 500
-

April International MyHealth Business Benefits Schedule

SGD $400,000
SGD $2,000,000
SGD $4,000,000
SGD $6,000,000
Single Occupancy Room
Single Occupancy Room
Single Occupancy Room
Single Occupancy Room
Plan A & B 30 days
Plan C 90 days
Plan D 180 days
Plan A 30 days
Plan B 90 days
Plan C 120 days
Plan D 180 days
Fully covered
Up to OP annual limit of $3,500
Fully covered
Up to OP annual limit of $7,000
Fully covered
Up to overall limit
Fully covered
Up to overall limit
Fully covered
Up to OP annual limit of $3,500
Fully covered
Up to OP annual limit of $7,000
Fully covered
Up to overall limit
Fully covered
Up to overall limit
Fully covered
Up to OP annual limit of $3,500
Fully covered
Up to OP annual limit of $7,000
Fully covered
Up to overall limit
Fully covered
Up to overall limit
Fully covered
Up to OP annual limit of $3,500
Fully covered
Up to OP annual limit of $7,000
Fully covered
Up to overall limit
Fully covered
Up to overall limit
$750
$1,500
Fully Covered
Fully Covered
Fully covered
Up to the combined limit of $150
Fully covered
Up to the combined limit of $300
Fully covered
Up to the combined limit of $2,000
Fully covered
Up to the combined limit of $8,000
Fully covered
Up to the combined limit of $150
Fully covered
Up to the combined limit of $300
Fully covered
Up to the combined limit of $2,000
Fully covered
Up to the combined limit of $8,000
Minor $1,400
Major No cover
Minor $1,400
Major $3,400
Minor $1,400
Major $3,400
-
Minor $1,400
Major No cover
Minor $1,400
Major $3,400
Minor $1,400
Major $3,400
-

Cigna Prime

USD $100,000
USD $150,000
USD $250,000
USD $500,000
Private Room
Private Room
Private Room
Private Room
-
-
Paid in Full, up to plan annual limit USD $3,000
Paid in Full, up to plan annual limit USD $5,000
Paid in Full, up to plan annual limit USD $10,000
Paid in Full, up to plan annual limit USD $20,000
Paid in Full, up to plan annual limit USD $3,000
Paid in Full, up to plan annual limit USD $5,000
Paid in Full, up to plan annual limit USD $10,000
Paid in Full, up to plan annual limit USD $20,000
Paid in Full, up to plan annual limit USD $3,000
Paid in Full, up to plan annual limit USD $5,000
Paid in Full, up to plan annual limit USD $10,000
Paid in Full, up to plan annual limit USD $20,000
Paid in Full, up to plan annual limit USD $3,000
Paid in Full, up to plan annual limit USD $5,000
Paid in Full, up to plan annual limit USD $10,000
Paid in Full, up to plan annual limit USD $20,000
Paid in Full, up to plan annual limit USD $3,000
Paid in Full, up to plan annual limit USD $5,000
Paid in Full, up to plan annual limit USD $10,000
Paid in Full, up to plan annual limit USD $20,000
Paid in Full
or
USD $250
Paid in Full
or
USD $500
Paid in Full
or
USD $1,000
Paid in Full
or
USD $2,000
Paid in Full, up to plan annual limit USD $3,000
Paid in Full, up to plan annual limit USD $5,000
Paid in Full, up to plan annual limit USD $10,000
Paid in Full, up to plan annual limit USD $20,000
Paid in Full Up to USD 500 per year of insurance
Paid in Full Up to USD 1,500 per year of insurance
80% Refund Up to USD 1,500 per year of insurance
Paid in Full Up to USD 3,000 per year of insurance
Paid in Full Up to USD 500 per year of insurance
Paid in Full up to USD 1,500 per year of insurance
80% refund Up to USD 1,500 per year of insurance
Paid in Full Up to USD 3,000 per year of insurance

Cigna Care Connect Brochure (10 employees or more)

SGD $1,000,000
SGD $700,000
SGD $500,000
-
Standard Room (Single Bed)
Standard Room (Single Bed)
Standard Room (Single Bed)
-
90 days
90 days
As Charged up to Annual Limit S$5,000
As Charged up to Annual Limit S$3,000
As Charged up to Annual Limit S$1,000
-
S$70 per visit
S$50 per visit
S$30 per visit
-
As Charged up to Specialist Services Benefit Limit S$7,000
As Charged up to Specialist Services Benefit Limit S$5,000
As Charged up to Specialist Services Benefit Limit S$3,000
-
S$2,500
S$1,500
S$1,000
-
S$100 per visit
Maximum 20 visits
Part of Allied Health Services
S$70 per visit
Maximum 20 visits
Part of Allied Health Services
S$50 per visit
Maximum 20 visits
Part of Allied Health Services
-
S$100 per visit
Maximum 20 visits
Part of Alternative Treatment
S$70 per visit
Maximum 20 visits
Part of Alternative Treatment
S$50 per visit
Maximum 20 visits
Part of Alternative Treatment
-
S$100 per visit
Maximum 20 visits
Part of Alternative Treatment
S$70 per visit
Maximum 20 visits
Part of Alternative Treatment
S$50 per visit
Maximum 20 visits
Part of Alternative Treatment
-
S$800
S$500
S$300
-
S$800
S$500
S$300
-

Raffles Elite Care

S $1,000,000
S $500,000
S $300,000
-
1-Bedded Ward
1-Bedded Ward
1-Bedded Ward
-
(maximum 90 days before admission; 120 days for Raffles Hospital, Singapore)
(maximum 90 days after discharge; 120 days for Raffles Hospital, Singapore)
As Charged up to Annual Limit S$2,000
As Charged up to Annual Limit S$1,000
-
-
-
-
-
-
As Charged up to Annual Limit S$2,000
As Charged up to Annual Limit S$1,000
-
-
-
-
-
-
As Charged up to Annual Limit S$2,000
As Charged up to Annual Limit S$1,000
-
-
$30 per visit (maximum 8 visits per year)
$30 per visit (maximum 8 visits per year)
-
-
-
-
-
-
-
-
-
-
-
-
-
-

Income Employees FlexCare Latest

S$200,000
Not Applicable
Not Applicable
Not Applicable
1 Bed
1 Bed
1 Bed
2 Bed
120 days
120 days
As charged
As charged
-
-
$35 per visit
$35 per visit
-
-
$1,500 per year
$ 1,000 per year
-
-
$300 per year
$200 per year
-
-
$500 per year
$500 per year
-
-
$35
$35
-
-
$500 per year
$500 per year
-
-
As Charged up to $600
As Charged up to $300
-
-
-
-
-
-

MSIG Serenity Group Healthcare Brochure

From $15,000 to $1 million
-
-
-
Up to Standard Single Bed
-
-
-
-
-
Annual limit applies
-
-
-
Annual limit applies
-
-
-
Annual limit applies
-
-
-
Annual limit applies
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Annual limit applies
-
-
-
Annual limit applies
-
-
-

How to Choose the Right Insurance Plan for Your Employees

Selecting the right insurance plan for your employees is an important decision that impacts both their well-being and your business. Here’s what to consider when making the best choice:

Determine the Type of Coverage Needed

Different employees have different needs, so consider offering a combination of plans, such as medical insurance, life insurance, health insurance, and work injury compensation. Providing a mix ensures comprehensive protection for your team.

Assess the Number of Employees

The size of your workforce plays a role in selecting the right plan. Many providers offer package deals for businesses—let us negotiate the best rates for you to maximize coverage while keeping costs manageable.

Balance Cost and Budget

Finding the right insurance means striking a balance between affordability and quality coverage. We can help you explore cost-effective solutions that align with your company’s budget without compromising on benefits.

Plan Your Timeline

When do you want the coverage to begin? Some plans have waiting periods, while others can start immediately. Understanding the timeline ensures a smooth transition and uninterrupted protection for your employees.

Insurance Plan Comparisons​