At David Ho, we specialize in a full suite of business insurance plans in Singapore, designed to protect both your company and your employees. Our core services include:

• Employee Medical Benefits
• Group Medical Health Insurance
• Group Personal Accident Insurance
• WICA Insurance (Work Injury Compensation Insurance)
• Flexible Benefits Plans

These solutions can be customized to fit the size and needs of your workforce, helping you meet compliance requirements, support employee well-being, and strengthen long-term retention.

Our team responds within 1 business day, and in many cases much faster. We know HR and Finance teams need clarity quickly to keep employees supported and operations running smoothly.

We start by listening to your needs and gathering employee feedback to understand what matters most to your organization. From there, we source quotations from multiple providers and prepare side-by-side comparisons that highlight costs, benefits, and coverage differences. We then develop a customized insurance plan that fits your requirements.

Yes. We stay involved to assist with claims, provide benefits walkthroughs, and even run health awareness sessions for employees, so the plan remains valuable long after it’s in place.

A broker acts as your advocate. Our role is to represent your organization’s interests — not the insurer’s. We help you secure competitive premiums, simplify the process of comparing providers, and provide ongoing support with claims and employee guidance.

There are no fees for appointing us as your insurance benefits broker, as we are compensated through insurer commissions. Fees only apply if your organization requires complex consulting, such as in-depth business risk management or a full compensation and benefits review.

Absolutely. We support businesses of all sizes in Singapore, from SMEs looking for affordable employee coverage to large organizations that require more complex benefits strategies.