Do you offer insurance for startups and small businesses (SMEs)?
Yes. We support businesses of every size. Whether you are a startup with 5 employees or a growing SME, we can structure a cost-effective package that scales with you. We understand the budget constraints of small businesses and ensure you get essential coverage like WICA and basic medical without overpaying for unnecessary add-ons.
What types of business insurance plans do you specialize in?
At David Ho, we specialize in a full suite of business insurance plans tailored for Singapore companies. Our core expertise includes: • Employee Medical Benefits & Group Health Insurance. • WICA Insurance (Work Injury Compensation). • Group Personal Accident Insurance. • Flexible Benefits Plans. All solutions are customized to meet local compliance and budget requirements.
What business insurance is mandatory by law in Singapore?
In Singapore, Work Injury Compensation (WICA) insurance is mandatory for manual workers and non-manual employees earning up to SGD 2,600 per month. Commercial motor insurance is required for company vehicles. Public liability coverage is not legally mandated but is strongly recommended for businesses that serve customers on-site.
