A standard group personal accident policy typically covers:
- Accidental Death & Permanent Disablement (Lump sum payout).
- Medical Reimbursement (for accident-related treatments).
- TCM Treatment (Traditional Chinese Medicine/Bonesetting).
- Daily Hospital Allowance (if hospitalized due to an accident).
- Infectious Diseases (e.g., Dengue, Zika, Hand Foot Mouth Disease) are now common add-ons.
