Clients
Outpatient
Hospital & Surgical
Dental
Term Life
30% policy cost reduction
Private Hospital
Government Hospital
Email Soft Copies
Dental Claim
Wait For Reimbursement
If full and complete information is provided, claims assessment will take about 21 working days.
Claim Submission Flowchart
To reduce HR workload, we created a visual flowchart to guide employees step-by-step in submitting claims.
| Benefit | Coverage |
|---|---|
| Overall Limit Per Disability | $16,500 SGD |
| Daily Room and Board (Max 120 days incl. ICU) | Standard 2 Bed (Private) |
| Intensive Care Unit | $10,000 SGD |
| Hospital Miscellaneous Services | $5,500 SGD |
| Surgery | $7,500 SGD |
| In-Hospital Doctor’s Visit (Max 120 days) | $120 SGD |
| Emergency Outpatient (Accident Only) | $1,500 SGD |
| Miscarriage | $1,000 SGD |
| Funeral Expense | $6,000 SGD |
One Working Day Response Time
We directly assist employees with benefit and claim questions, allowing HR to focus on strategic priorities.
Personal Account with
24/7 Access
Employees can submit claims, check status, and view benefits anytime via secure online access.
We helped our client upgrade employee medical benefits, streamline claims with clear guides, and reduce policy costs—delivering better protection, financial savings, and peace of mind for both HR and staff.
Certified Care
Enhanced medical, dental, and life coverage with cost reductions.
Smart Insurance Policy
Simplified claims process with guides, flowcharts, and faster support.
Protect Your Life
Comprehensive benefits, accessible anytime, ensuring financial security and peace of mind.
David Ho is a licensed insurance intermediary in Singapore at 2 Stamford Road #06-01 S178882
