WICA insurance typically covers accidents and occupational diseases that are directly work-related. For non-work-related accidents, companies often add group personal accident insurance to provide 24/7 protection for employees.
In Singapore, protecting your employees is not just a legal requirement but also a critical part of responsible business management. At David Ho, we provide comprehensive WICA insurance solutions that safeguard both your workforce and your company from the financial impact of work-related injuries. With the right coverage, you can stay compliant, reduce business risks, and gain peace of mind knowing your employees are well-protected.
Work Injury Compensation Insurance (WICA insurance) is mandatory under the Work Injury Compensation Act, ensuring businesses provide financial protection to employees in the event of workplace accidents or occupational diseases.
At David Ho, we design tailored WICA insurance plans in Singapore that go beyond compliance. Our coverage ensures employees receive prompt medical care and financial support while protecting businesses from unexpected liabilities. Plans typically include:
By choosing the right WICA insurance, you protect both your employees and your organization’s reputation.
Our WICA insurance policies offer extensive coverage to address various aspects of work-related injuries:
WICA insurance covers all necessary medical expenses incurred due to a work-related injury, ensuring that your employees receive the best possible care without financial strain.
If an employee is unable to work due to an injury, our WICA insurance provides compensation for lost wages, helping them maintain their livelihood during recovery.
In the unfortunate event of permanent disability or death, WICA insurance offers substantial benefits to support the affected employee or their family, providing financial stability during challenging times.
We understand that compliance and employee safety are top priorities for HR and business leaders. That’s why our workers’ compensation insurance solutions in Singapore are designed to provide full coverage, competitive premiums, and ongoing support.
Every company has its own story, and so does every workforce. That is why we don’t hand you a standard WICA insurance plan — we listen first. By understanding your operations, the risks your employees face, and the culture you want to build, we design coverage that feels like it was made for your business.
Our flexibility means you are never locked into coverage that doesn’t fit. Whether you are protecting a lean team of skilled staff or a large workforce with diverse needs, your policy evolves as you grow. And because we know budgets are always a concern, we use our insurer partnerships to secure fair and competitive premiums, giving you protection that is both meaningful and sustainable.
When an accident happens, the last thing you want is confusion, delays, or legal complications. We see our role as more than securing a policy — we stand with you when it matters most. Our team takes care of compliance, paperwork, and insurer negotiations, so your employees get the care and compensation they deserve without unnecessary stress.
We stay involved from start to finish: guiding you through claims, answering questions, and making sure processes are as smooth as possible. For us, it’s not about ticking the compliance box — it’s about making sure your people are supported and your business is protected, every single day.
A step-by-step overview
At David Ho Insurance, we specialise in creating customised employee benefits programs that meet the unique needs of your organisation. Our proven process ensures a seamless transition from consultation to implementation.
We start with an in-depth conversation to understand your unique needs and goals.
Do you want to… ?
Benchmarks, policy review, comparison & renewal analysis – all done for you!
One stop shop for all of your insurance needs
We will assist to implement the decision made for your insurance policies:
Your questions answered about our insurance services and how we can assist you.
WICA insurance typically covers accidents and occupational diseases that are directly work-related. For non-work-related accidents, companies often add group personal accident insurance to provide 24/7 protection for employees.
Become Our Satisfied Customers Today!
David Ho is a licensed insurance intermediary in Singapore at 2 Stamford Road #06-01 S178882
