Employee Insurances Benefit Simplified Introduction

For most companies in Singapore, it is not mandatory to provide general employee medical insurance. However, employers are legally required under the Work Injury Compensation Act (WICA) to provide insurance coverage for employees doing manual work, and for non-manual employees earning below a certain salary threshold.

While general medical benefits are not compulsory, many companies choose to offer them as part of their employee benefits package. Doing so helps improve staff well-being, supports talent retention, and strengthens the company’s reputation as an employer of choice.

Absolutely. Our team assists employees with claims guidance and problem-solving, ensuring they get the care they need without unnecessary stress. This also saves HR time by reducing day-to-day queries.

We leverage our partnerships with leading insurance providers to offer competitive rates and comprehensive coverage. Our goal is to provide cost-effective solutions that offer excellent value for both employers and employees.

Yes, the employee medical benefits plans can be enhanced on renewal. We work closely with you to ensure that the benefits constantly attract and retain your employees.

The consultation process begins with an initial meeting to understand your business needs and employee demographics. We then design a customized medical benefits plan and provide ongoing support to ensure its effectiveness and relevance.