For today’s business leaders, group medical and health insurance is more than just a staff benefit. It is a strategic investment in people and performance. Employees who feel protected and supported are more engaged, more loyal, and less likely to leave.
At David Ho, we help organizations in Singapore design group insurance solutions that balance affordability with comprehensive coverage. This allows HR and Finance leaders to meet workforce needs while keeping budgets sustainable.
Corporate medical and health insurance is a group policy arranged by the employer to provide healthcare coverage for employees. Typical plans include outpatient services, hospitalization, specialist consultations, and preventive care. By covering employees collectively, companies gain access to better coverage options at lower costs compared to individual policies.
For decision-makers, the value of group medical insurance goes beyond healthcare access. It provides:
Unlike individual plans, group insurance simplifies administration while offering more comprehensive protection at scale. For HR and Finance leaders, it provides reassurance that employee health is safeguarded, while the organization benefits from stability, efficiency, and long-term sustainability.
Our group medical insurance plan service is tailored for HR professionals seeking to safeguard their workforce. It provides comprehensive coverage that ensures peace of mind and financial security. With our expertise, you can focus on what truly matters—your people.
No two companies are the same. If you’re running a small business, you need a medical plan that can grow with you and take care of your team along the way. Our group medical insurance plans are designed with flexibility in mind, so whether you’re an SME, a startup, or a growing company, your employees get the right level of protection without unnecessary costs.
You can choose from a range of flexible benefits, including:
This flexibility ensures your group medical insurance plan grows alongside your business, supporting both employee well-being and organizational goals.
We take the time to understand your workforce profile and business priorities before recommending a plan. From consultation through to implementation, our team provides:
Our role is to simplify the process and keep your coverage effective long term, so HR and Finance teams can focus on running the business without added stress.
We partner with trusted group health insurers in Singapore to give companies access to high-quality healthcare services and competitive rates. Through our network, your employees gain access to:
By combining strong insurer partnerships with dedicated client support, we provide solutions that protect employees, manage costs, and deliver lasting value for your organization.
A step-by-step overview
At David Ho Insurance, we specialise in creating customised group insurance plans that meet the unique needs of your organisation. Our proven process ensures a seamless transition from consultation to implementation.
We start with an in-depth conversation to understand your unique needs and goals.
Do you want to… ?
Benchmarks, policy review, comparison & renewal analysis – all done for you!
One stop shop for all of your insurance needs
We will assist to implement the decision made for your insurance policies:
Your questions answered about our insurance services and how we can assist you.
Most insurers require a minimum of three to five employees to qualify for group medical coverage. We work with a range of providers and can advise on the best options, even for smaller businesses or startups looking to build their first employee benefits package.
We benchmark policies against industry standards and negotiate with top insurers to secure competitive premiums. By analysing your workforce profile, we help you avoid unnecessary coverage while ensuring essential benefits are protected. This approach keeps costs sustainable for the company while still delivering meaningful value to employees.
Our support does not end after setup. We provide continuous assistance with claims, policy renewals, and benefit updates. HR and Finance teams receive regular reviews to ensure coverage remains cost-effective, while employees benefit from guidance sessions and direct claim support. This ongoing partnership ensures your insurance plan stays relevant as your workforce grows and changes.
We recommend reviewing plans annually to ensure coverage remains aligned with workforce needs, medical cost trends, and your company’s budget. Regular reviews also create opportunities to renegotiate better premiums or expand benefits where necessary.
Yes. Every business has unique needs, and our group insurance plans are designed to be flexible. You can choose the level of coverage that best fits your workforce, from basic outpatient care to comprehensive packages that include specialist consultations, preventive health, and wellness support. As your company evolves, your plan can be adjusted to stay aligned with your goals.
Our group medical insurance plans typically cover:
This comprehensive range ensures employees have access to the care they need, while businesses benefit from a healthier, more productive workforce.
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David Ho is a licensed insurance intermediary in Singapore at 2 Stamford Road #06-01 S178882
